Determining Government-Backed Mortgages in Virginia: The Credit Service Calculation

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Determining Government-Backed Mortgages in Virginia: The Credit Service Calculation

  January 21, 2026  |    Leave a comment

Navigating government-insured home financing in Virginia can feel a bit overwhelming, especially when it comes to the Debt Service Coverage Ratio (DSCR). The key figure helps institutions evaluate the applicant's ability to cover monthly debt obligations. Generally, FHA lenders look for a DSCR of no less than 1.0, indicating your revenue surpass… Read More

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